/* Maryland Homebuyer Hub — Loan Program page family (FHA, VA, USDA, Conventional) */

.mhh-loanprogram-shell{--mhh-red:#c91525;--mhh-gold:#ffbd12;--mhh-ink:#111214;--mhh-muted:#5b5e63;--mhh-line:#e7e4df;--mhh-cream:#f7f5f0;background:#fff;color:var(--mhh-ink)}
.mhh-lp2-main{overflow-x:clip}
.mhh-lp2-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 24px;min-height:50px;border-radius:6px;font-weight:900;font-size:15.5px;line-height:1.15;text-decoration:none;text-align:center;transition:background .15s ease}
.mhh-lp2-btn--red{background:var(--mhh-red);color:#fff!important}
.mhh-lp2-btn--red:hover{background:#a5111e}
.mhh-lp2-btn--gold{background:var(--mhh-gold);color:#111!important}
.mhh-lp2-btn--gold:hover{background:#ffd052}
.mhh-lp2-btn--ghost{background:transparent;color:#fff!important;border:2px solid rgba(255,255,255,.45)}
.mhh-lp2-btn--ghost:hover{border-color:#fff}
.mhh-lp2-btn--lg{min-height:56px;padding:17px 30px;font-size:16.5px}
.mhh-lp2-btn--block{width:100%}
.mhh-lp2-btn:focus-visible{outline:3px solid var(--mhh-gold);outline-offset:3px}

/* ---------- hero ---------- */
.mhh-lp2-hero{background:var(--mhh-cream);border-bottom:1px solid var(--mhh-line);padding:0 0 34px}
.mhh-lp2-hero-grid{display:grid;grid-template-columns:minmax(0,1fr);gap:40px;align-items:center;padding-top:34px;padding-bottom:30px}
.mhh-lp2-hero--media .mhh-lp2-hero-grid{grid-template-columns:minmax(0,1fr) minmax(0,40%)}
.mhh-lp2-hero-copy{min-width:0}
.mhh-lp2-eyebrow{display:block;font-size:12px;font-weight:900;letter-spacing:1.5px;text-transform:uppercase;color:var(--mhh-red);margin-bottom:12px}
.mhh-lp2-hero h1{font-size:52px;line-height:1.04;letter-spacing:-1.9px;font-weight:800;margin:0 0 18px;max-width:16ch}
.mhh-lp2-lede{font-size:18px;line-height:1.62;color:var(--mhh-muted);margin:0 0 26px;max-width:62ch}
.mhh-lp2-actions{display:flex;flex-wrap:wrap;align-items:center;gap:16px 20px}
.mhh-lp2-textlink{font-size:15px;color:var(--mhh-muted);text-decoration:underline;text-underline-offset:3px}
.mhh-lp2-textlink:hover{color:var(--mhh-ink)}
.mhh-lp2-hero-media{margin:0;min-width:0}
.mhh-lp2-hero-img{width:100%;height:auto;display:block;border-radius:10px}

/* quick facts */
.mhh-lp2-facts{list-style:none;margin:0;padding:0;display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:16px}
.mhh-lp2-facts li{background:#fff;border:1px solid var(--mhh-line);border-top:4px solid var(--mhh-gold);border-radius:8px;padding:20px 19px;min-width:0}
.mhh-lp2-facts strong{display:block;font-size:24px;line-height:1.1;letter-spacing:-.6px;margin-bottom:7px}
.mhh-lp2-facts span{display:block;font-size:13.5px;line-height:1.5;color:var(--mhh-muted)}

/* ---------- quick answer (AEO) ---------- */
.mhh-lp2-answer{background:var(--mhh-ink);color:#fff;padding:44px 0}
.mhh-lp2-answer-inner{max-width:900px}
.mhh-lp2-answer h2{font-size:27px;line-height:1.18;letter-spacing:-.7px;margin:0 0 14px;color:#fff}
.mhh-lp2-answer p{font-size:17.5px;line-height:1.66;color:#e3e3e4;margin:0}

/* ---------- layout: TOC + article ---------- */
.mhh-lp2-layout{display:grid;grid-template-columns:290px minmax(0,1fr);gap:56px;align-items:start;padding-top:60px;padding-bottom:40px}
.mhh-lp2-toc{position:sticky;top:116px;align-self:start;min-width:0}
.mhh-lp2-toc details{border:1px solid var(--mhh-line);border-radius:9px;background:#fff;padding:16px 18px}
.mhh-lp2-toc summary{cursor:pointer;font-weight:900;font-size:13px;letter-spacing:1.1px;text-transform:uppercase;color:var(--mhh-red);list-style:none}
.mhh-lp2-toc summary::-webkit-details-marker{display:none}
.mhh-lp2-toc ol{margin:14px 0 0;padding-left:20px}
.mhh-lp2-toc li{font-size:14px;line-height:1.4;margin:0 0 9px}
.mhh-lp2-toc a{color:var(--mhh-ink);text-decoration:none}
.mhh-lp2-toc a:hover{text-decoration:underline}
.mhh-lp2-toc-cta{margin-top:18px;background:var(--mhh-ink);color:#fff;border-radius:9px;padding:22px 20px}
.mhh-lp2-toc-cta .mhh-kicker{color:var(--mhh-gold)}
.mhh-lp2-toc-cta p{font-size:14px;line-height:1.55;color:#d3d4d6;margin:8px 0 16px}
.mhh-lp2-article{min-width:0;max-width:820px}
.mhh-lp2-article h2{scroll-margin-top:120px}
.mhh-lp2-video{margin:36px 0 8px}

/* long-form components specific to this family */
.mhh-source-note{font-size:13px;line-height:1.6;color:#6c6f74;margin:-8px 0 26px;font-style:italic}
.mhh-callout{border-radius:9px;padding:26px 25px;margin:30px 0}
.mhh-callout h3{margin-top:0;font-size:19px;line-height:1.25}
.mhh-callout p:last-child{margin-bottom:0}
.mhh-callout--alert{background:#fff6f6;border:1px solid #f3cfd2;border-left:5px solid var(--mhh-red)}
.mhh-callout--note{background:var(--mhh-cream);border:1px solid var(--mhh-line);border-left:5px solid var(--mhh-gold)}
.mhh-callout--example{background:#fff;border:1px solid var(--mhh-line);border-top:5px solid var(--mhh-ink);box-shadow:0 8px 24px rgba(0,0,0,.04)}
.mhh-callout--example h3{font-size:15px;letter-spacing:.4px;text-transform:uppercase;color:var(--mhh-muted)}
.mhh-page-disclaimer{font-size:13px;line-height:1.65;color:#6c6f74;border-top:1px solid var(--mhh-line);padding-top:20px;margin-top:34px}
.mhh-lp2-article .mhh-sources{margin:26px 0 10px;padding:24px 24px 8px;background:var(--mhh-cream);border-radius:9px}
.mhh-lp2-article .mhh-sources ul{margin:0;padding-left:20px}
.mhh-lp2-article .mhh-sources li{font-size:14.5px;line-height:1.6;margin:0 0 10px}
.mhh-lp2-article .mhh-faq-list{margin:24px 0 8px}
.mhh-lp2-article .mhh-faq-list details{border:1px solid var(--mhh-line);border-radius:8px;background:#fff;margin:0 0 10px}
.mhh-lp2-article .mhh-faq-list summary{cursor:pointer;list-style:none;padding:17px 46px 17px 20px;font-weight:800;font-size:16.5px;line-height:1.4;position:relative}
.mhh-lp2-article .mhh-faq-list summary::-webkit-details-marker{display:none}
.mhh-lp2-article .mhh-faq-list summary:after{content:"+";position:absolute;right:20px;top:50%;transform:translateY(-50%);font-size:22px;font-weight:800;color:var(--mhh-red);line-height:1}
.mhh-lp2-article .mhh-faq-list details[open] summary:after{content:"\2013"}
.mhh-lp2-article .mhh-faq-list details>div{padding:0 20px 18px}
.mhh-lp2-article .mhh-faq-list details p{margin:0;font-size:15px;line-height:1.65}
.mhh-process-list{margin:24px 0 30px;padding-left:22px}
.mhh-process-list li{font-size:16px;line-height:1.65;margin:0 0 14px}

/* ---------- related ---------- */
.mhh-lp2-related{background:var(--mhh-cream);border-top:1px solid var(--mhh-line);padding:60px 0}
.mhh-lp2-related h2{font-size:30px;line-height:1.15;letter-spacing:-.8px;margin:0 0 26px}
.mhh-lp2-related-grid{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}
.mhh-lp2-related-grid a{display:block;background:#fff;border:1px solid var(--mhh-line);border-radius:9px;padding:22px 21px;text-decoration:none;min-width:0;transition:border-color .15s ease,transform .15s ease}
.mhh-lp2-related-grid a:hover{border-color:var(--mhh-red);transform:translateY(-2px)}
.mhh-lp2-related-grid span{display:block;font-size:11px;font-weight:900;letter-spacing:.9px;text-transform:uppercase;color:var(--mhh-red);margin-bottom:8px}
.mhh-lp2-related-grid strong{display:block;font-size:17px;line-height:1.25;color:var(--mhh-ink);margin-bottom:8px}
.mhh-lp2-related-grid small{display:block;font-size:13.5px;line-height:1.5;color:var(--mhh-muted)}

/* ---------- trust ---------- */
.mhh-lp2-trust-wrap{padding-top:56px;padding-bottom:56px;max-width:900px}

/* ---------- final CTA ---------- */
.mhh-lp2-final{background:var(--mhh-ink);color:#fff;border-top:5px solid var(--mhh-gold)}
.mhh-lp2-final-inner{padding-top:60px;padding-bottom:60px;text-align:center;display:flex;flex-direction:column;align-items:center}
.mhh-lp2-final .mhh-kicker{color:var(--mhh-gold)}
.mhh-lp2-final h2{font-size:33px;line-height:1.14;letter-spacing:-.9px;margin:8px 0 12px;color:#fff;max-width:24ch}
.mhh-lp2-final-inner>p{font-size:16.5px;line-height:1.6;color:#c9cacc;margin:0 0 26px;max-width:62ch}
.mhh-lp2-final-actions{display:flex;flex-wrap:wrap;gap:14px;justify-content:center}

/* =========================================================
   RESPONSIVE
   ========================================================= */
@media (max-width:1200px){
 .mhh-lp2-layout{grid-template-columns:260px minmax(0,1fr);gap:40px}
 .mhh-lp2-hero h1{font-size:46px;letter-spacing:-1.5px}
}
@media (max-width:1024px){
 .mhh-lp2-hero h1{font-size:40px;letter-spacing:-1.2px}
 .mhh-lp2-lede{font-size:17px}
 .mhh-lp2-facts{grid-template-columns:repeat(2,minmax(0,1fr))}
 .mhh-lp2-layout{grid-template-columns:minmax(0,1fr);gap:0;padding-top:48px;padding-bottom:32px}
 .mhh-lp2-toc{position:static;margin-bottom:34px}
 .mhh-lp2-toc-cta{display:none}
 .mhh-lp2-article{max-width:none}
 .mhh-lp2-related-grid{grid-template-columns:repeat(2,minmax(0,1fr))}
}
@media (max-width:900px){
 .mhh-lp2-hero--media .mhh-lp2-hero-grid{grid-template-columns:minmax(0,1fr)}
 .mhh-lp2-hero-grid{padding-top:26px;padding-bottom:26px;gap:28px}
 .mhh-lp2-hero h1{font-size:36px;letter-spacing:-1px;max-width:none}
 .mhh-lp2-answer{padding:36px 0}
 .mhh-lp2-answer h2{font-size:24px}
 .mhh-lp2-answer p{font-size:16.5px}
 .mhh-lp2-related{padding:48px 0}
 .mhh-lp2-related h2{font-size:26px}
 .mhh-lp2-final h2{font-size:28px}
 .mhh-lp2-trust-wrap{padding-top:44px;padding-bottom:44px}
}
@media (max-width:768px){
 .mhh-lp2-facts{gap:12px}
 .mhh-lp2-related-grid{grid-template-columns:1fr}
 .mhh-lp2-final-actions{flex-direction:column;width:100%}
 .mhh-lp2-final-actions .mhh-lp2-btn{width:100%}
}
@media (max-width:560px){
 .mhh-lp2-hero{padding-bottom:26px}
 .mhh-lp2-hero-grid{padding-top:20px;padding-bottom:22px}
 .mhh-lp2-hero h1{font-size:31px;letter-spacing:-.8px;line-height:1.08}
 .mhh-lp2-lede{font-size:15.5px}
 .mhh-lp2-actions{gap:12px}
 .mhh-lp2-actions .mhh-lp2-btn{width:100%}
 .mhh-lp2-facts{grid-template-columns:1fr}
 .mhh-lp2-facts li{padding:16px 16px}
 .mhh-lp2-facts strong{font-size:21px}
 .mhh-lp2-answer{padding:30px 0}
 .mhh-lp2-answer h2{font-size:21px}
 .mhh-lp2-answer p{font-size:15.5px}
 .mhh-lp2-layout{padding-top:36px;padding-bottom:24px}
 .mhh-lp2-toc details{padding:14px 15px}
 .mhh-callout{padding:20px 18px}
 .mhh-lp2-article .mhh-faq-list summary{font-size:15.5px;padding:15px 40px 15px 16px}
 .mhh-lp2-article .mhh-faq-list details>div{padding:0 16px 15px}
 .mhh-lp2-article .mhh-sources{padding:20px 17px 6px}
 .mhh-lp2-related h2{font-size:23px}
 .mhh-lp2-final h2{font-size:25px}
 .mhh-lp2-final-inner{padding-top:46px;padding-bottom:46px}
}
@media (max-width:400px){
 .mhh-lp2-hero h1{font-size:28px}
}

/* ---------- hub-specific components (Maryland Loan Programs) ---------- */
.mhh-lp2-highintent{font-size:14.5px;line-height:1.5;color:var(--mhh-muted);margin:16px 0 0}
.mhh-lp2-highintent a{color:var(--mhh-red);font-weight:800;text-decoration:underline;text-underline-offset:3px}

.mhh-hub-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:20px;margin:28px 0 36px}
.mhh-hub-card{background:#fff;border:1px solid var(--mhh-line);border-radius:10px;padding:24px 23px;min-width:0}
.mhh-hub-card--live{border-top:5px solid var(--mhh-red)}
.mhh-hub-tag{display:inline-block;font-size:10.5px;font-weight:900;letter-spacing:1px;text-transform:uppercase;color:#fff;background:var(--mhh-red);padding:4px 9px;border-radius:3px;margin-bottom:12px}
.mhh-hub-tag--soon{background:#8b8f96}
.mhh-hub-card h3{margin:0 0 10px;font-size:21px;line-height:1.2}
.mhh-hub-card h3 a{color:var(--mhh-ink);text-decoration:none}
.mhh-hub-card h3 a:hover{color:var(--mhh-red);text-decoration:underline}
.mhh-hub-card p{font-size:14.5px;line-height:1.6;color:var(--mhh-muted);margin:0 0 12px}
.mhh-hub-tradeoff{background:var(--mhh-cream);border-radius:6px;padding:12px 14px;font-size:13.5px!important}
.mhh-hub-tradeoff strong{color:var(--mhh-ink)}
.mhh-hub-link{margin:0!important}
.mhh-hub-link a{font-weight:800;color:var(--mhh-red);text-decoration:none}
.mhh-hub-link a:hover{text-decoration:underline}

.mhh-scenario-grid{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px;margin:28px 0 34px}
.mhh-scenario{background:var(--mhh-cream);border-left:4px solid var(--mhh-gold);border-radius:8px;padding:20px 21px;min-width:0}
.mhh-scenario h3{margin:0 0 8px;font-size:17px;line-height:1.28}
.mhh-scenario p{font-size:14.5px;line-height:1.6;color:var(--mhh-muted);margin:0}

@media (max-width:1024px){
 .mhh-hub-grid{gap:16px}
}
@media (max-width:768px){
 .mhh-hub-grid{grid-template-columns:1fr;gap:14px}
 .mhh-scenario-grid{grid-template-columns:1fr;gap:14px}
}
@media (max-width:560px){
 .mhh-hub-card{padding:20px 18px}
 .mhh-hub-card h3{font-size:19px}
 .mhh-scenario{padding:17px 16px}
}

/* ---------- full-width hero banner ----------
 * For program pages whose hero artwork already carries its own headline and
 * branding. The default .mhh-lp2-hero--media treatment puts the image in a 40%
 * column beside the H1, which is right for a photograph but wrong for a designed
 * graphic: it competes with the H1 and shrinks baked-in text past legibility.
 * Opt in per program with the registry key 'hero_media_full'. Pages that do not
 * set it never receive these classes, so their hero is untouched.
 *
 * .mhh-lp2-hero-banner sits on a .mhh-wrap element, so vertical rhythm uses
 * padding-top / padding-bottom longhands only -- a padding shorthand here would
 * silently zero the shared horizontal gutter.
 */
.mhh-lp2-hero--banner .mhh-lp2-hero-grid{padding-top:6px}
.mhh-lp2-hero-banner{padding-top:28px;padding-bottom:2px}
.mhh-lp2-hero-banner figure{margin:0}
.mhh-lp2-hero-banner-img{display:block;width:100%;height:auto;border-radius:10px;border:1px solid var(--mhh-line)}
@media (max-width:900px){
 .mhh-lp2-hero-banner{padding-top:20px}
 .mhh-lp2-hero--banner .mhh-lp2-hero-grid{padding-top:4px}
}
@media (max-width:560px){
 .mhh-lp2-hero-banner{padding-top:16px}
 .mhh-lp2-hero-banner-img{border-radius:8px}
}

/* ---------- section group divider ----------
 * A quiet labelled rule used to group a long article into a handful of parts.
 * Deliberately not a heading: it adds visual rhythm without touching the
 * document outline, the table of contents or the anchor map.
 */
.mhh-lp2-part{display:flex;align-items:center;gap:16px;margin:56px 0 30px}
.mhh-lp2-part:before{content:"";flex:0 0 44px;height:4px;border-radius:2px;background:var(--mhh-gold)}
.mhh-lp2-part:after{content:"";flex:1 1 auto;height:1px;background:var(--mhh-line)}
.mhh-lp2-part span{font-size:12px;font-weight:900;letter-spacing:1.6px;text-transform:uppercase;color:var(--mhh-muted);overflow-wrap:normal}
.mhh-lp2-part:first-child{margin-top:0}
@media (max-width:560px){
 .mhh-lp2-part{margin:40px 0 24px;gap:12px}
 .mhh-lp2-part:before{flex-basis:32px}
 .mhh-lp2-part span{font-size:11px;letter-spacing:1.2px}
}